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Take-Home Pay in Top States and Cities
Here we compare the net (after-tax) take-home pay for a yearly salary of $7,000 across several states. After-tax pay deducts federal payroll taxes (FICA and Medicare) and any applicable state income tax. States without state income tax retain the most from this gross amount.
The estimates are based on a full-time schedule (52 weeks yearly) with single filer tax status.
Rank | State | Estimated take-home pay | Notes |
---|---|---|---|
1 | Texas | $6,349 | No state income tax; FICA capped at $438 (on first $7,000) and Medicare approx. $102. |
2 | Florida | $6,349 | No state income tax; FICA and Medicare deductions only. |
3 | Washington | $6,349 | No state income tax; only federal payroll taxes deducted. |
4 | Nevada | $6,349 | No state income tax; subject to FICA and Medicare only. |
5 | Alaska | $6,349 | No state income tax; deductions limited to FICA and Medicare. |
6 | Tennessee | $6,349 | No state income tax; only federal payroll taxes apply. |
7 | North Carolina | $5,913 | Includes state income tax deductions; net after taxes on $7,000 gross. |
8 | New York | $5,672 | Higher state and local taxes reduce net take-home pay. |
9 | Wyoming | $6,349 | No state income tax; FICA and Medicare deductions only. |
10 | South Dakota | $6,349 | No state income tax; subject to federal payroll taxes. |
States without income tax such as Texas, Florida, and Washington retain the most take-home pay, approximately $6,349 after FICA and Medicare are deducted on a $7,000 salary.
In North Carolina, taxes reduce take-home pay to around $5,913, and in New York, the net amount is approximately $5,672 due to higher local taxes.
When assessing salary offers, also consider the cost of living alongside take-home pay for a complete financial picture.
Time Unit Conversion Reference
This reference table provides quick conversions among work hours, days, weeks, months, and years commonly used in salary calculations.
Note that this reflects working hours (like an 8-hour workday), not clock time.
Unit | Hours | Days | Weeks | Months | Years |
---|---|---|---|---|---|
1 hour | 1 | – | – | – | – |
1 day | 8 | 1 | – | – | – |
1 week | 40 | 5 | 1 | – | – |
1 month | 174 | 21.67 | 4.33 | 1 | – |
1 year | 2 080 | 260 | 52 | 12 | 1 |
Additional Salary Calculators
OysterLink offers a suite of salary calculators to help you quickly convert between hourly wages and annual salaries, calculate time-and-a-half overtime pay, and estimate paycheck amounts with ease.
Explore the following helpful calculators below.