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Take-Home Pay in Top States and Cities
Use this section to compare net (after-tax) pay for a $1,000 weekly wage ($52,000 annually) across various locations. The take-home pay is calculated after deducting federal payroll taxes (FICA and Medicare) and applicable state income taxes. States without state income tax offer the highest net pay as only federal deductions apply.
The calculations assume full-time employment (52 weeks per year) and filing as a single taxpayer.
Rank | State | Estimated annual take-home pay | Notes |
---|---|---|---|
1 | Texas | $47,581 | No state income tax; FICA ($3,228) and Medicare ($754) deducted. |
2 | Florida | $47,581 | No state income tax; FICA and Medicare contributions only. |
3 | Washington | $47,581 | No state income tax; FICA and Medicare contributions only. |
4 | Nevada | $47,581 | No state income tax; FICA and Medicare contributions only. |
5 | Alaska | $47,581 | No state income tax; FICA and Medicare contributions only. |
6 | Tennessee | $47,581 | No state income tax; FICA and Medicare contributions only. |
7 | North Carolina | $45,814 | After-tax salary in NC for a $52,000 gross income. |
8 | New York | $45,342 | After-tax salary in NY for a $52,000 gross income (state and city taxes). |
9 | Wyoming | $47,581 | No state income tax; FICA and Medicare contributions only. |
10 | South Dakota | $47,581 | No state income tax; FICA and Medicare contributions only. |
States without state income tax (Texas, Florida, Washington, Nevada, Alaska, Tennessee, Wyoming, and South Dakota) offer the highest take-home pay at approximately $47,581 annually after federal deductions.
In North Carolina, the net annual salary reduces to $45,814, and in New York, it falls further to $45,342 due to additional state and city taxes.
When evaluating job offers, consider both your net pay and the cost of living in the area, as tax-free states may have higher living expenses.
Time Unit Conversion Reference
This table offers a helpful guide for converting between hours, days, weeks, months, and years commonly involved in salary calculations.
It uses standard workday hours (typically 8 hours) rather than total hours in the day.
Unit | Hours | Days | Weeks | Months | Years |
---|---|---|---|---|---|
1 hour | 1 | – | – | – | – |
1 day | 8 | 1 | – | – | – |
1 week | 40 | 5 | 1 | – | – |
1 month | 174 | 21.67 | 4.33 | 1 | – |
1 year | 2 080 | 260 | 52 | 12 | 1 |
Additional Salary Calculators
OysterLink provides several salary tools to easily convert your wages between hourly and annual formats, calculate overtime pay, and estimate take-home amounts.
Check out the calculators below to find the tool that suits your needs.