Housing Authority Insurance Group

Housing Authority Insurance Group (HAI Group) is a specialized insurance provider dedicated exclusively to the public and affordable housing sector in the United States. Established nearly four decades ago, HAI Group has become the nation's leading insurer for multifamily affordable housing. It offers a comprehensive suite of products and services tailored to meet the unique needs of housing authorities, nonprofit organizations, and affordable housing providers.

Insurance Solutions

HAI Group offers a range of insurance programs designed specifically for public and affordable housing organizations.

• Property Insurance: Coverage for physical assets, including buildings and equipment, protecting against risks such as fire, vandalism, and natural disasters.
• Liability Insurance: Protection against claims arising from injuries or damages occurring on the property, encompassing general liability and public officials' errors and omissions.
• Auto Insurance: Coverage for vehicles owned or operated by the housing organization, including liability and physical damage protection.
• Specialized Coverages: Options such as equipment breakdown, inland marine, fidelity, crime, and terrorism insurance to address diverse risks faced by housing providers.

Risk Management and Training

Beyond insurance, HAI Group is committed to enhancing the safety and operational efficiency of housing organizations through various services.

• Risk Control Services: Providing tools and guidance to help safeguard assets and mitigate potential risks.
• Online Training: Offering a comprehensive catalog of housing-focused courses and certifications to ensure staff are well-equipped to handle industry-specific challenges.

Research and Data

HAI Group supports the affordable housing industry by conducting research and providing data that inform policy decisions and operational strategies.

Their research center, the Public and Affordable Housing Research Corporation (PAHRC), serves as a hub for current data and research on public and affordable housing. The goal is to enhance the quality of life for low-income families.

Community Engagement and Scholarships

Demonstrating a strong commitment to community development, HAI Group offers scholarship programs to residents of housing authorities.

For example, the 2025 HAI Resident Scholarship provides $6,000 awards to eligible residents pursuing higher education, with a total of 20 scholarships available.

This initiative showcases HAI Group's dedication to supporting educational aspirations within the affordable housing community.

Locations

HAI Group's headquarters are located in:

• Waterbury, CT, USA

This central location enables effective service to public and affordable housing providers across the United States.

In summary, HAI Group stands as a dedicated partner to the public and affordable housing sector. It offers specialized insurance solutions, risk management services, educational resources, and community-focused initiatives to support the diverse needs of housing organizations nationwide.