Western & Southern Financial Group

Western & Southern Financial Group, headquartered in Cincinnati, Ohio, is a diversified family of financial services companies offering a comprehensive range of products and services designed to meet the diverse needs of individuals, families, and businesses.

Established in 1888, the company has grown into a Fortune 500 entity, employing over 3,300 associates and serving approximately 6.5 million customers.

Life Insurance Solutions

Western & Southern provides a variety of life insurance options to ensure financial security for policyholders and their families.

• Whole Life Insurance: Offers permanent coverage with a guaranteed death benefit and potential cash value accumulation.
• Universal Life Insurance: Provides flexible, permanent coverage that can adjust to changing needs and financial goals.
• Term Life Insurance: Delivers affordable protection for a specified period, ideal for temporary coverage needs.

The company also offers supplementary insurance products such as Accidental Death Insurance, Critical Illness Insurance, Medicare Supplement Insurance, Long-Term Care Insurance, and Disability Income Insurance to address various health and financial contingencies.

Investment and Retirement Solutions

To assist clients in achieving their financial objectives, Western & Southern offers:

• Annuities: Including Fixed Annuities, which provide a guaranteed minimum interest rate, and Variable Annuities, which allow for investment in various portfolios with potential for higher returns.
• Mutual Funds: Pools of stocks, bonds, and other assets managed to meet specific investment goals.
• Individual Retirement Accounts (IRAs): Tax-advantaged accounts designed to help individuals save for retirement.
• 529 College Savings Plans: Tax-advantaged savings plans to help families save for future educational expenses.

Small Business Financial Solutions

Recognizing the unique challenges faced by small business owners, Western & Southern provides tailored financial solutions, including:

• Buy-Sell Agreements: Legal contracts that outline the terms for the sale or transfer of business ownership.
• Key Person Insurance: Coverage to protect a business from financial loss due to the death or disability of a key employee.
• Business Transfer Strategies: Planning tools to facilitate the smooth transition of business ownership.
• Retirement Plans: Options to help business owners and their employees save for retirement.

Family of Companies

Western & Southern's subsidiaries include:

• Western & Southern Life Insurance Company: Provides a range of life insurance products.
• Columbus Life Insurance Company: Offers life insurance and annuity products.
• Eagle Realty Group: Specializes in real estate services.
• Fort Washington Investment Advisors: Provides investment management services.
• Fabric by Gerber Life: Offers digital life insurance solutions.
• Gerber Life Insurance Company: Provides life insurance products for families.
• Integrity Life Insurance Company: Offers life insurance and annuity products.
• National Integrity Life Insurance Company: Provides life insurance and annuity products.
• Lafayette Life Insurance Company: Offers life insurance and annuity products.
• Touchstone Investments: Provides mutual fund investment options.

Locations

Western & Southern Financial Group's headquarters are located in Cincinnati, Ohio. The company operates multiple offices within the city.

• 400 Broadway, Cincinnati, OH 45202-3341, serving as the main office.
• 303 Broadway, Suite 1200, Cincinnati, OH 45202, housing Fort Washington Investment Advisors.
• Additional Cincinnati office locations within close proximity.

The company is committed to helping individuals, families, and businesses achieve financial security and success through its diverse range of products and services.