Shell Federal Credit Union

Shell Federal Credit Union (Shell FCU) is a member-owned financial cooperative established in 1937, dedicated to enhancing the financial well-being of its members. It serves Harris County, Texas, with a comprehensive suite of services and community initiatives.

The credit union offers a range of financial products designed to meet the diverse needs of its members.

Membership and Accessibility

Membership at Shell FCU is open to individuals who live, work, worship, attend school, or regularly conduct business in Harris County. With a minimal initial deposit of $5 into a savings account, members gain access to various financial services.

This inclusive approach ensures a broad segment of the community benefits from the credit union's offerings.

Financial Products and Services

Shell FCU provides a wide array of financial products tailored to personal and business needs, including:

• Personal Banking: Various checking and savings accounts with competitive rates and low fees. Digital banking services include online and mobile banking, bill pay, and mobile check deposit.
• Loans and Credit: Loan products such as auto loans, personal loans, mortgages, and credit cards are offered at favorable rates compared to traditional banks.
• Business Services: Business checking accounts, competitive business investments, and access to expert investment advisors to help businesses manage finances efficiently.
• Investment Services: Partnership with Ameriprise Financial Services to provide on-site financial planning and comprehensive investment solutions with personalized advice.

Community Engagement and Financial Education

As a not-for-profit institution, Shell FCU reinvests earnings into the community and members. In 2024, the credit union contributed over $50,000 in scholarships and nearly $25,000 in charitable donations, underscoring its commitment to community support.

It also offers financial education programs and volunteer opportunities to empower members to make informed financial decisions and participate in community development.

Branch Locations

Shell FCU operates numerous branches across Harris County, providing convenient access to its services. Key locations include:

• Deer Park Branch (Main): 301 E 13th St, Deer Park, TX 77536
• Fairmont Branch: 5133 Fairmont Pkwy, Pasadena, TX 77505
• La Porte Branch: 11526 Spencer Hwy, La Porte, TX 77571
• Pearland Branch: 11391 Monroe Rd, Houston, TX 77075
• Bay Area Branch: 1600 West Bay Area Blvd, Houston, TX 77058
• Spring Branch: 6232 FM 2920, Spring, TX 77379
• Katy Branch: 23125 Morton Ranch Rd, Katy, TX 77449
• Cypress Branch: 24344 Northwest Fwy, Cypress, TX 77429
• Houston, TX, USA
• Pearland, TX, USA
• Pasadena, TX, USA

Commitment to Member Security

Shell FCU places a high priority on member security. It actively educates members about potential fraud schemes and implements measures to protect against unauthorized access.

Members are encouraged to remain vigilant and report suspicious activity promptly.

In summary, Shell Federal Credit Union is a dedicated financial partner committed to serving the diverse needs of its members through a full range of services, community involvement, and a strong focus on financial education and security.