Santander US

Santander US is a diversified financial institution dedicated to helping individuals and businesses across the United States prosper. As a wholly owned subsidiary of Banco Santander, S.A., a global banking group headquartered in Madrid, Spain, Santander US leverages its international expertise to offer a comprehensive suite of financial services tailored to the American market.

Comprehensive Financial Services

Santander US operates through several key subsidiaries, each specializing in distinct financial sectors:

• Santander Bank, N.A.: One of the nation's largest retail and commercial banks, offering a wide range of services including personal and business banking, mortgages, credit cards, and investment solutions. With approximately 9,000 employees and over 2 million customers, Santander Bank has a significant presence in the Northeastern United States, particularly in Massachusetts, New Hampshire, Connecticut, Rhode Island, New York, New Jersey, Pennsylvania, and Delaware.
• Santander Consumer USA Holdings Inc.: A leading consumer finance company specializing in vehicle financing and third-party servicing. Headquartered in Dallas, Texas, it serves over 2.9 million customers across the full credit spectrum, managing an average asset portfolio of approximately $60 billion.
• Banco Santander International: Established in Miami in 1979, this subsidiary provides private banking and investment services to high-net-worth individuals and non-U.S. residents, with a focus on Latin America.
• Santander Securities LLC: Based in Boston, this entity offers a range of securities and investment services, contributing to the group's comprehensive financial offerings.
• Santander US Capital Markets LLC: Located in New York, this subsidiary provides corporate and investment banking services, including capital markets solutions, to a diverse clientele.

Digital Banking Initiatives

In October 2024, Santander US launched Openbank, its fully digital banking platform, in the United States. Openbank offers competitive savings account yields and aims to enhance the bank's digital presence, particularly in the auto finance sector.

Community Engagement and Corporate Responsibility

Santander US is committed to corporate social responsibility, focusing on initiatives that support community development and financial education. The bank has been recognized for its charitable contributions and efforts to foster economic growth in the regions it serves.

Locations

Santander US operates across various locations in the United States, including:

• Hialeah, FL: Serving the Miami metropolitan area.
• Miami, FL: Multiple branches and ATMs, including a Work Café at 3036 Grand Avenue and an Openbank location at Miami Worldcenter.
• Hollywood, FL: Serving the Broward County area.
• Boston, MA: Corporate headquarters of Santander Bank, N.A.
• Dallas, TX: Headquarters of Santander Consumer USA.
• New York, NY: Headquarters of Santander US Capital Markets LLC.