AmTrust Financial

AmTrust Financial Services, Inc. is a multinational property and casualty insurance company headquartered in New York City. Established in 1998 by brothers George and Michael Karfunkel, the company has become a leading provider of specialized insurance solutions. It offers a range of products and services tailored to meet the diverse needs of its clients.

Product and Service Offerings

AmTrust specializes in several key areas, including:

• Small Commercial Business Insurance: Providing workers' compensation and other property and casualty insurance products to small businesses in low and medium hazard classes, such as restaurants, retail stores, and professional offices.
• Specialty Risk and Extended Warranty: Offering custom-designed coverages like accidental damage plans and payment protection plans, sold in connection with consumer and commercial goods sales in the United States and Europe.
• Specialty Middle-Market Property and Casualty Insurance: Through managing general agents, providing workers' compensation, general liability, commercial auto liability, excess surplus lines insurance programs, and other specialty commercial insurance products.

Global Presence

AmTrust operates globally, with a significant presence in North America, the United Kingdom, and mainland Europe. The company has expanded through acquisitions and organic growth, establishing offices in various countries.

Key regions include:

• United States
• United Kingdom
• China
• India
• Several European nations

Recognition and Financial Strength

AmTrust has been recognized for its excellence in the insurance industry. In 2025, it received the 5-Star Claims Excellence Award, highlighting its commitment to outstanding claims service.

The company has also been listed among America's largest private companies by Forbes, reflecting its significant impact and growth in the industry.

Locations

AmTrust maintains a global presence with offices worldwide. In the United States, key office locations include:

• New York
• Cleveland
• Concord
• Dallas
• Chicago
• Scottsdale, AZ, USA

Through its comprehensive range of insurance products and services, AmTrust Financial Services continues to serve a diverse clientele, providing tailored solutions meeting the unique needs of businesses worldwide.