21st Mortgage Corporation

21st Mortgage Corporation is a leading full-service lender specializing in manufactured and mobile home financing. Established in 1995, the company has grown to become the nation's largest lender in this sector. It offers a comprehensive range of loan products tailored to meet the diverse needs of its customers.

Loan Products and Services

21st Mortgage provides various loan options, including:

• Home-Only Loans: Financing for the purchase of manufactured or mobile homes without the inclusion of land.
• Land-Home Loans: Loans covering both the home and the land it occupies, facilitating the purchase of a complete property.
• Purchase Loans: Financing solutions for new or existing manufactured homes.
• Refinance Loans: Options for homeowners looking to refinance their existing manufactured home loans to secure better terms or lower interest rates.
• Cash-Out Refinance: Allowing homeowners to tap into their home's equity for various financial needs.

These products cater to a wide range of financial situations, from first-time buyers to seasoned homeowners seeking refinancing options.

Operational Footprint

Headquartered in Knoxville, Tennessee, 21st Mortgage operates in 46 states across the U.S., including California. This extensive reach ensures a significant portion of the population has access to their specialized financing solutions.

• Knoxville, TN, USA

Customer Experience and Reviews

Customer experiences with 21st Mortgage have been varied. Some clients praised the company's professionalism and efficiency. Others expressed concerns regarding customer service and communication.

Potential borrowers are advised to conduct thorough research and consider these reviews when deciding to engage with the company.

Additional Services

Beyond lending, 21st Mortgage offers related services to enhance the homeownership experience:

• 21st Insurance Agency: Provides insurance solutions tailored for manufactured and mobile homes, as well as auto insurance, ensuring comprehensive coverage for clients.
• Payment Estimator & Financial Calculators: Tools designed to assist potential borrowers in understanding loan terms, estimating payments, and exploring various financial scenarios to aid in informed decision-making.

In summary, 21st Mortgage Corporation stands as a prominent entity in the manufactured and mobile home lending industry. It offers a suite of products and services aimed at facilitating homeownership across a vast geographical area.

Prospective clients are encouraged to assess their individual needs and consult with the company to determine the most suitable financing options available.