Philadelphia Cashier Salary Guide and Cost of Living Comparison

Philadelphia Cashier Salary Guide and Cost-of-Living Comparison: Key Takeaways

• The average annual salary for a cashier in Philadelphia is approximately $27,000, or about $13 per hour.
• Philadelphia’s cost of living is roughly 4% higher than the national average, with specific increases in utilities, groceries, and transportation.
• Housing costs are about 1% above average, with median rent at $1,573 and median home prices around $523,632.

Explore how Philadelphia's cashier salaries compare to living expenses and what this means for budgeting and lifestyle choices.

This guide reviews key salary figures along with cost-of-living factors impacting cashiers in Philadelphia.

For a citywide view, check the average salary in Philadelphia.

1. Overview of Philadelphia Cashier Salaries

In Philadelphia, cashiers earn an average annual salary of nearly $27,000, which breaks down to about $13 per hour. This salary level is slightly below the national average for cashier positions, reflecting broader regional wage trends.

While the wage reflects entry-level and part-time roles typically found in retail and service industries, it serves as an important benchmark for those assessing employment options in the city.

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2. Cashier Salary vs. Cost of Living in Philadelphia

Philadelphia's overall cost of living is approximately 4% higher than the national average, creating financial challenges for workers earning average salaries, including cashiers. Key cost factors include:

• Housing: Median home prices are around $523,632, about 1% above the national average. Median rent is $1,573 per month.
• Utilities: Utility expenses run around 7% higher than average, with monthly energy bills averaging $220.88.
• Groceries: Grocery prices are roughly 4% more expensive. A loaf of bread costs $4.10, and a gallon of milk is $4.88.
• Transportation: Transportation costs are about 5% above average, with gas prices near $3.39 per gallon.
• Healthcare: Healthcare costs are slightly lower than average (2%), with typical doctor visits costing $142.96.

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Implications for Cashiers: Budgeting in Philadelphia

The gap between the average cashier salary and the relatively high cost of living implies that those in this role should budget carefully. Strategies like seeking affordable housing options or living with roommates can reduce housing expenses significantly.

Utilizing Philadelphia’s public transportation network may lower costs compared to owning and maintaining a vehicle, especially given elevated gas and utility prices.

3. Comparing Philadelphia to Other Cities for Cashiers

Although Philadelphia’s cashier salaries fall slightly below national average wages, the city offers competitive wages when accounting for the cost of living. For example, the housing market is pricier than many mid-sized cities, but healthcare costs are notably lower.

This balance makes Philadelphia a moderately expensive city compared to places where wages might be higher but so are living expenses.

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4. Tips for Managing Living Costs on a Cashier Salary in Philadelphia

Here are practical ways that cashiers and similar wage earners can manage their finances in Philadelphia:

• Explore housing in neighborhoods with lower rent or consider roommate arrangements to share costs.
• Leverage Philadelphia's public transportation system, including buses and subways, to minimize fuel expenses.
• Shop at discount grocery stores or purchase in bulk to manage higher grocery prices.
• Monitor utility usage to control elevated electricity and gas bills.
• Take advantage of community healthcare programs or insurance plans to leverage Philadelphia’s relatively lower healthcare costs.

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5. Government and Official Resources for Philadelphia Cashiers

For more detailed labor statistics, wage information, and cost of living data, consider consulting these authoritative resources:

• U.S. Bureau of Labor Statistics: Occupational Employment and Wage Statistics - Offers comprehensive employment and wage data by occupation and location.
• U.S. Department of Housing and Urban Development: Fair Market Rents - Provides housing cost benchmarks useful for budgeting.
• U.S. Department of Transportation: National Transportation Statistics - Data on transportation costs and infrastructure.

Philadelphia Cashier Salary Guide and Cost-of-Living Comparison: Conclusion

Cashiers in Philadelphia earn an average salary of about $27,000 annually, which is modest relative to the city's slightly higher cost of living. Housing, utilities, groceries, and transportation all add to financial pressures on this income level.

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Successful financial management for cashiers in Philadelphia hinges on thoughtful budgeting and strategic lifestyle choices. For workers and job seekers alike, understanding how wages and expenses interact is critical for making informed decisions about employment and living arrangements.