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Take-Home Pay in Top States and Cities
Compare the net (after-tax) pay for a $900 weekly wage ($46,800 annually) across various states and cities. Net pay reflects your gross salary minus federal payroll taxes (Social Security and Medicare) and any applicable state income taxes. States without state income tax offer the highest take-home pay due to fewer deductions.
The figures are based on full-time employment (52 weeks per year) and single filer status.
Rank | State | Estimated annual take-home pay | Notes |
---|---|---|---|
1 | Texas | $42,752 | No state income tax; Social Security ($2,902) and Medicare ($678) deducted. |
2 | Florida | $42,752 | No state income tax; only federal payroll taxes deducted. |
3 | Washington | $42,752 | No state income tax; federal payroll taxes only. |
4 | Nevada | $42,752 | No state income tax; federal payroll taxes only. |
5 | Alaska | $42,752 | No state income tax; federal payroll taxes only. |
6 | Tennessee | $42,752 | No state income tax; federal payroll taxes only. |
7 | North Carolina | $41,220 | After taxes including state income tax on $46,800 gross income. |
8 | New York | $40,752 | Includes state and city taxes reducing take-home pay on $46,800. |
9 | Wyoming | $42,752 | No state income tax; federal payroll taxes only. |
10 | South Dakota | $42,752 | No state income tax; federal payroll taxes only. |
States without state income taxes (Texas, Florida, Washington, Nevada, Alaska, Tennessee, Wyoming, and South Dakota) show the highest net pay of around $42,752 after federal payroll taxes.
North Carolina's take-home pay is reduced to $41,220, and New York's decreases further to $40,752 due to additional state and local taxes.
Remember to factor in local cost of living and other expenses when assessing compensation offers; tax-free states might still be expensive in other ways.
Time Unit Conversion Reference
This table helps you quickly convert between hours, days, weeks, months, and years, as commonly used in salary calculations.
The data represents typical work schedules based on standard work hours (e.g., 8 hours a workday).
Unit | Hours | Days | Weeks | Months | Years |
---|---|---|---|---|---|
1 hour | 1 | – | – | – | – |
1 day | 8 | 1 | – | – | – |
1 week | 40 | 5 | 1 | – | – |
1 month | 174 | 21.67 | 4.33 | 1 | – |
1 year | 2 080 | 260 | 52 | 12 | 1 |
Additional Salary Calculators
OysterLink provides a selection of salary calculators that enable you to convert hourly wages to salaries, salaries to hourly rates, calculate overtime pay at time and a half, and estimate paycheck amounts.
Utilize any of the following calculators to assist with your financial planning and decisions.