California Paycheck Calculator: Calculate Your Net Pay

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If you’re wondering, “How do I figure out how much money I take home in California?” we’ve got you covered.

Use our simple paycheck calculator to estimate your net or “take home” pay after taxes, as an hourly or salaried employee in California.

Paycheck Calculator

Paycheck Calculator
Pay breakdown
Your estimated take home pay:
Annual
Monthly
Biweekly
Weekly
Day
Hour
Total Tax Net pay
Salary 0
Federal Income Tax 0
State Income Tax 0
Take Home 0

Disclaimer: Please note that this paycheck calculator is designed to provide an estimate and should not be considered as professional tax advice. The actual withholding amounts and taxes owed may vary depending on individual circumstances and other factors. For accurate and personalized tax advice, we recommend consulting with a tax professional.

If your gross pay is 0 per - in the state of F, your net pay (or take home pay) will be $1,343.17 after tax deductions of 0% (or $ 156.83). Deductions include a total of [1] 0% (or $0.00) for the federal income tax, [2] 0% (or $0.00) for the state income tax, [3] 6.20% (or $0.00) for the social security tax and [4] 1.45% (or $0.00) for Medicare.

The Federal Income Tax is collected by the government and is consistent across all U.S. regions. In contrast, the State Income Tax is levied by the state of residence and work, leading to substantial variations. The Social Security Tax is used to fund Social Security, which benefits retirees, persons with disabilities and survivors of deceased workers. Medicare involves a federal payroll tax designated for the Medicare insurance program. As of 2022, Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not levy a state income tax.

How Does the Paycheck Calculator Work?

Input your salary information, such as wage and pay frequency, and our tool will handle the tax calculations for you. Once you’ve filled in all the information, click the “Calculate Tax” button, and the calculator will provide an estimate of your net or “take home” pay for the specified pay period.

Overview of California Taxes

U.S.A map with the California state marked in purple

While California’s income tax rates are progressive and can range from 1.00% to 13.30%, the state also offers various deductions, exemptions, and tax rates for different types of income and supplemental wages.

The top 13.3% rate applies to incomes over $1 million for individuals and $2 million for joint filers, including a 1% mental health services tax.

Even though, your job might offer an hourly wage or annual salary, your actual take-home pay in California is influenced by tax withholdings before your employer pays you.

Besides taxes, contributions to insurance and retirement can also affect your final paycheck.

Your employer will take 6.2% for Social Security and 1.45% for Medicare. Any earnings above $200,000 trigger a 0.9% Medicare surtax. If you are a self-employed individual, you will pay a total of 15.3% in self-employment tax.

Marital status, pay frequency, and deductions contribute to your paycheck’s size. Contributions to health insurance or retirement accounts like a 401(k) or HSA are deducted before reaching your bank account.

While California’s income taxes are high, property tax rates are relatively lower. The state doesn’t impose city income taxes, and sales tax varies by location. Disability insurance deductions are mandatory, offering protection against earnings loss due to disability.

California’s tax system is characterized by its progressive income tax rates, various deductions and contributions that can impact your paycheck.

Median Household Income in California

Salary in each state is typically based off the cost of living. While salaries vary widely based on position, the median household income in your state can give you a glimpse at the average salary a household is earning in your region.

YearMedian Household Income
2021$84,907
2020$78,672
2019$80,440
2018$75,227
2017$71,805
2016$67,739
2015$64,500
2014$61,993
2013$60,190
2012$58,328
2011$57,287

Tips for Maximizing Your Paycheck

Here are some tips to help you maximize your paycheck:

  • Understand your deductions
  • Research tax-saving strategies
  • Make the most of your employee benefits
  • Create a budget and set financial goals
  • Consider overtime and bonuses
  • Routinely check for paycheck errors

For a better understanding, check out our guide on how to keep more out of your paycheck.

Paycheck Calculators by State