
Member Service Representative I (Concierge - Personal Banker)
Job Overview
Employment Type
Full-time
Compensation
Hourly
Range $21.00 - $22.50
Work Schedule
Standard Hours
Benefits
Health Insurance
Dental Insurance
Paid Time Off
Retirement Plan
Employee Discounts
Training and Development
Paid holidays
Job Description
KEMBA Financial Credit Union is a respected financial institution dedicated to serving its members with personalized banking solutions and exceptional customer service. As a member-focused credit union, KEMBA prides itself on fostering strong relationships with its members and the community by providing tailored financial products and services that support members' financial well-being. With a commitment to innovation, integrity, and community involvement, KEMBA continues to grow as a trusted financial partner, offering a wide range of banking options such as savings and checking accounts, loans, and investment services.
The Member Services Representative I position at KEMBA represents a dynamic and essential role within the credit union. Reporting directly to the Branch Manager, this non-exempt, full-time role is designed for individuals who thrive in a member-facing environment and are passionate about delivering outstanding service. The core objective of the position is to engage with members by greeting and welcoming them warmly, identifying their financial needs, and providing expert guidance on available products and services. This role demands proficiency in managing the lobby experience, answering inquiries in person and over the phone, handling teller and cash transactions specifically for business members, and maintaining credit union operational standards.
A Member Services Representative I at KEMBA is more than just a teller; the role involves proactive participation in sales activities to help members achieve their financial goals. This involves recommending suitable products, resolving issues through active listening and problem solving, and ensuring each member feels valued and well-served. This position requires excellent communication skills, organizational ability, and a strong attention to detail, ensuring that all transactions are handled accurately and efficiently. The representative also supports ITM machines and performs administrative duties related to account maintenance. Compliance with all credit union policies is paramount, including maintaining audit controls and completing necessary reports and documentation.
Additionally, the representative plays a crucial part in building and sustaining professional relationships within the branch and across the organization. They are expected to work collaboratively as part of the KEMBA team, communicate effectively with management, and participate in ongoing training to enhance their skills and knowledge. Registration and maintenance as a Mortgage Loan Originator (MLO) through the Nationwide Mortgage Licensing System (NMLS) and adherence to related compliance training are also part of the responsibilities, highlighting the role's involvement with mortgage services.
Overall, the Member Services Representative I role at KEMBA is ideal for individuals who possess a positive attitude, professional demeanor, assertive problem-solving capabilities, and the ability to manage multiple responsibilities in a fast-paced financial setting. This role offers significant opportunities for personal and professional growth within a supportive and member-oriented credit union environment.
The Member Services Representative I position at KEMBA represents a dynamic and essential role within the credit union. Reporting directly to the Branch Manager, this non-exempt, full-time role is designed for individuals who thrive in a member-facing environment and are passionate about delivering outstanding service. The core objective of the position is to engage with members by greeting and welcoming them warmly, identifying their financial needs, and providing expert guidance on available products and services. This role demands proficiency in managing the lobby experience, answering inquiries in person and over the phone, handling teller and cash transactions specifically for business members, and maintaining credit union operational standards.
A Member Services Representative I at KEMBA is more than just a teller; the role involves proactive participation in sales activities to help members achieve their financial goals. This involves recommending suitable products, resolving issues through active listening and problem solving, and ensuring each member feels valued and well-served. This position requires excellent communication skills, organizational ability, and a strong attention to detail, ensuring that all transactions are handled accurately and efficiently. The representative also supports ITM machines and performs administrative duties related to account maintenance. Compliance with all credit union policies is paramount, including maintaining audit controls and completing necessary reports and documentation.
Additionally, the representative plays a crucial part in building and sustaining professional relationships within the branch and across the organization. They are expected to work collaboratively as part of the KEMBA team, communicate effectively with management, and participate in ongoing training to enhance their skills and knowledge. Registration and maintenance as a Mortgage Loan Originator (MLO) through the Nationwide Mortgage Licensing System (NMLS) and adherence to related compliance training are also part of the responsibilities, highlighting the role's involvement with mortgage services.
Overall, the Member Services Representative I role at KEMBA is ideal for individuals who possess a positive attitude, professional demeanor, assertive problem-solving capabilities, and the ability to manage multiple responsibilities in a fast-paced financial setting. This role offers significant opportunities for personal and professional growth within a supportive and member-oriented credit union environment.
Job Requirements
- High school diploma or equivalent education or experience
- Prior customer service experience
- Strong organizational skills and attention to detail
- Must value a high degree of accuracy
- Professional demeanor
- Positive and outgoing attitude
- Exceptional communication skill
- Basic PC skills (Windows)
- Assertive problem-solving skills
Job Qualifications
- High school diploma or equivalent education or experience
- Prior customer service experience
- Strong organizational skills and attention to detail
- Must value a high degree of accuracy
- Professional demeanor
- Positive and outgoing attitude
- Exceptional communication skill
- Basic PC skills (Windows)
- Assertive problem-solving skills
Job Duties
- Assumes responsibility for the effective and professional performance of member sales and service-related functions
- Recommends products and services that assist in meeting member's financial needs
- Resolves member issues through listening, problem solving, and offering solutions
- Meets or exceeds all sales, service and productivity goals established for this position
- Answers and responds to member inquiries and questions
- Performs file maintenance and account changes as necessary
- Assume teller line functions including transactions for business members, balancing drawer, vault, and recycler
- Assist members both inside and outside and with ITM machines
- Maintain audit controls including dual control, key control, logs/reports, alarms, safe deposit box, and all teller-related audit responsibilities
- Process changes of address and add additional names to accounts
- Place check orders and order replacement ATM/debit cards
- Set up direct deposit and process wire transfers and stop payments
- Process printouts of statements and check copies as requested
- Open deposit accounts
- Establish and maintain professional relationships with members
- Resolve member requests and questions promptly, courteously, and professionally
- Keep members informed of credit union services and policies
- Maintain and project the credit union’s professional reputation
- Work as a team member with other KEMBA associates
- Keep supervisor informed of area activities and significant problems
- Complete required reports and records accurately and promptly
- Attend meetings as required
- Maintain an up-to-date status of all sales support and processing activity with routine reporting to management
- Register with the Nationwide Mortgage Licensing System as a Mortgage Loan Originator and maintain and renew the registration
- Perform all duties in a manner that is 100 percent compliant with KEMBA policy and procedures
- Develop an understanding of credit union history, philosophy, organization, policies, and operational procedures
- Continue to improve individual level of competency through training and certification on established educational programs
- Relate to other people beyond giving and receiving instructions
- Perform work activities requiring negotiating, instructing, supervising, persuading, or speaking with others
- Respond appropriately to criticism from a supervisor
Job Criteria
Experience
Entry Level (1-2 years)
Job Location
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