Injury Adjuster

Job Overview

moneybag

Compensation

Salary
Range $57,970.00 - $103,870.00
diamond

Benefits

Medical
Dental
Vision
401(k)
pension
Life insurance
Paid Time Off

Job Description

USAA is a leading financial services group dedicated to serving the military community and their families, offering a comprehensive range of financial products including insurance, banking, and investment services. Founded in 1922 by a group of Army officers, USAA's mission is centered on empowering its members to achieve financial security through highly competitive products, exceptional customer service, and trusted financial advice. Recognized for its strong commitment to the military community, USAA serves millions of current and former military members and their families, making it one of the most respected companies in the insurance and financial services sectors. The company prides itself on its culture defined by core values such as honesty, integrity, loyalty, and service, which shape how team members treat each other and the members they serve.

This particular opportunity at USAA is for a dedicated Injury Adjuster role. This role entails handling non-attorney involved soft tissue bodily injury claims and associated auto physical damage claims, ensuring claims are managed within defined guidelines and in compliance with state laws and regulations. The Injury Adjuster plays a crucial role in delivering concierge-level service by setting appropriate expectations, providing proactive communication, expert advice, and demonstrating compassion toward members. This position is a hybrid work arrangement requiring the individual to be physically present in the office three days per week, with work locations available in San Antonio, TX; Chesapeake, VA; Colorado Springs, CO; Phoenix, AZ; and Tampa, FL.

As an Injury Adjuster, the incumbent will be responsible for identifying and managing risks related to business activities and their role, following established risk and compliance policies, and adjusting soft tissue and auto physical damage claims. Key responsibilities include investigating claims, determining legal liability, negotiating settlements within authority limits, and clearly documenting all actions and decisions taken in the claims process. The role also involves advising members on the next steps and collaborating with team members and external vendors to facilitate timely claims resolution. This position may occasionally support workload surges and emergency operations, such as catastrophe response.

Candidates chosen for this role will need to have a high school diploma or GED, with at least one year of injury or auto liability adjusting experience involving complex vehicle physical damage claims. USAA requests the acquisition and maintenance of an insurance adjuster license within 90 days of employment. Preferred qualifications include two or more years of auto liability or casualty adjusting experience, experience with complex or multi-vehicle liability claims, ongoing professional development in insurance, a bachelor’s degree or higher, and U.S. military experience or ties to the military community as a spouse or domestic partner.

USAA offers a competitive compensation package with a salary range for this position between $57,970 and $103,870, determined by experience and market data specific to the location. In addition, performance-based pay incentives may be available. The company emphasizes a work environment that supports active-duty military spouses with flexible remote or hybrid work options according to policy and business needs. USAA is an equal opportunity employer committed to diversity and inclusion, offering an array of best-in-class benefits to support its employees' physical, financial, and emotional wellness. These benefits include comprehensive medical, dental, and vision plans, 401(k), pension plans, life insurance, parental benefits, adoption assistance, paid time off with holidays, and paid volunteer hours, along with several employee wellness programs and career path planning resources. Applications for this position are accepted on a rolling basis and remain open until filled, inviting interested candidates to apply promptly. USAA does not provide visa sponsorship for this role, thus candidates requiring immigration support are encouraged not to apply.

Job Requirements

  • High school diploma or general equivalency diploma
  • 1 year of injury adjusting or auto liability adjusting experience to include highly complex vehicle physical damage, such as multi-vehicle, non-owned vehicles, or total loss claims
  • Working knowledge and understanding of the auto claims contract as well as application of case and state laws and regulations
  • Acquisition and maintenance of insurance adjuster license within 90 days and designated number of attempts

Job Qualifications

  • High school diploma or general equivalency diploma
  • 1 year of injury adjusting or auto liability adjusting experience to include highly complex vehicle physical damage, such as multi-vehicle, non-owned vehicles, or total loss claims
  • Working knowledge and understanding of the auto claims contract as well as application of case and state laws and regulations
  • Acquisition and maintenance of insurance adjuster license within 90 days and designated number of attempts
  • 2+ years auto liability/casualty adjusting experience to include complex/multi vehicle liability
  • 1 year auto physical damage or total loss experience
  • Ongoing professional development with a focus on insurance
  • Bachelors' degree or higher
  • US military experience through military service or a military spouse/domestic partner

Job Duties

  • Identifies and handles existing and emerging risks that stem from business activities and the job role
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled
  • Follows written risk and compliance policies, standards, and procedures for business activities
  • Adjusts non-attorney involved soft tissue bodily injury claims, as well as all auto physical damage associated with those claims
  • Identifies, confirms, and makes coverage decisions on soft tissue claims
  • Investigates loss details, determines legal liability, evaluates, negotiates, and arrives at claim settlement within appropriate authority guidelines
  • Clearly documents thought process, investigation, evaluation, negotiation, and settlement decisions
  • Provides advice and sets expectations into next steps to members
  • Collaborates and supports team members to resolve issues and identify appropriate matters for escalation
  • Partners and/or directs vendors and internal business partners to facilitate timely claims resolution
  • Supports workload surges and/or Catastrophe Operations as needed

Job Criteria

Experience

No experience required


Job Location

Your Profile Is Visible To Hiring Managers Across OysterLink.

We'll match you with best jobs

Get job offers faster

Business woman
Business man
Search For More Opportunities:

How Candidates Get Hired Faster

Apply to 2–3 similar roles

Complete profile & get best matches

Check new opportunities daily

Woman chef
Man chef