Mechanics Bank logo

Customer Service Representative

Job Overview

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Employment Type

Full-time
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Compensation

Hourly
Range $20.00 - $25.00
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Work Schedule

Standard Hours
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Benefits

Medical
prescription
Dental
Vision
Employee assistance program
Life insurance
AD&D
Disability Benefits
Health Savings Account with employer contribution
Healthcare Flexible Spending Account
Dependent Care Flexible Spending Account
Commuter/parking benefit
401(k) with company contribution
Roth 401(k) with company contribution
529 education savings plan
Tuition Reimbursement Program
student loan assistance program
Supplemental health plans
Voluntary legal services
Identity theft services
Paid holidays
paid sick days
paid vacation days
paid volunteer time
Free personal checking and savings account
Discounted loan rates

Job Description

Mechanics Bank is a well-established community bank that emphasizes connection, partnership, and long-term relationships with its customers. Founded on the core values of integrity, personalized service, and teamwork, Mechanics Bank prides itself on maintaining close-knit relationships through in-person interactions. With an unwavering commitment to delivering exceptional banking experiences, the bank has grown to become a trusted financial partner for individuals, families, and businesses in the regions it serves. It values collaboration among its employees and strives to create a supportive and engaging work environment for its team members.

The Customer Service Representative role at Mechanics Bank is an on-site position focused on delivering outstanding service while performing banking transactions. This position operates under general supervision but requires adherence to established policies, regulatory guidelines, and banking procedures. The individual will be responsible for processing a range of banking transactions from basic to moderately complex, managing account inquiries, and ensuring operational accuracy, including cash balancing. The role demands attention to detail and a proactive approach in identifying customer needs and assisting them by offering referrals for additional products and services.

As a frontline representative of Mechanics Bank, the Customer Service Representative plays a critical role in shaping the client experience by providing courteous, efficient, and knowledgeable support both in person and over the phone. This includes helping customers with transactions such as deposits, withdrawals, check cashing, payments, and transfers, as well as handling account maintenance like address changes, stop payments, debit card maintenance, and safe deposit box access. The position also involves maintaining cash supplies, ensuring security compliance, recognizing fraudulent activities, and assisting in branch opening and closing tasks.

Furthermore, the role includes administrative and compliance responsibilities such as processing reports to meet anti-money laundering requirements, completing compliance tasks on time, and supporting audit functions. Mechanics Bank emphasizes an inclusive and supportive culture, and the role suits individuals with excellent interpersonal skills, a strong attention to detail, and the ability to work independently while collaborating effectively within a team. The pay range for this position is $20.00 to $25.00 per hour, with eligibility for a retail incentive plan. Mechanics Bank offers a comprehensive benefits package that supports employees’ well-being, reflecting their commitment to helping employees live their best life at work, home, and beyond. Employees working 25 hours or more per week qualify for health benefits starting from their date of hire.

Job Requirements

  • High school degree or GED
  • Minimum 1 year experience in banking
  • 1 year customer service experience
  • Cash handling experience
  • Knowledge of bank deposit products
  • Strong interpersonal skills
  • Attention to detail
  • Ability to work independently and collaboratively
  • Decision-making skills
  • Understanding of customer loan and service requests
  • Familiarity with bank policies and procedures

Job Qualifications

  • High school degree or GED
  • Minimum of 1 year experience in a banking environment
  • Basic knowledge of bank deposit products and services
  • At least 1 year of customer service and cash handling experience
  • Excellent interpersonal skills
  • Strong attention to detail
  • Ability to work independently and as part of a team
  • Ability to make decisions using information available
  • Knowledge of applicable bank policies and procedures
  • Ability to understand and refer customer loan requests
  • Ability to promote additional products and services

Job Duties

  • Perform routine teller transactions and work directly with clients
  • Accept, verify, and process basic to complex customer transactions
  • Service customers efficiently while maintaining attention to detail
  • Assist customers with account maintenance tasks
  • Provide exemplary customer service in person and over the phone
  • Identify additional customer needs and make product recommendations
  • Educate customers on banking technology such as mobile and online banking
  • Maintain and balance cash supply
  • Review transactions for red flags and fraudulent items
  • Follow security procedures for branch opening and closing
  • Gather data and process reports to ensure compliance
  • Assist with branch audit functions
  • Complete compliance tasks by assigned due dates

Job Criteria

Experience

Mid Level (3-7 years)


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