Processing payments securely and efficiently is mission critical for hotels. The right payment processor reduces friction at check in, supports global guests, and protects your revenue from fraud and chargebacks.
We evaluated leading hospitality-focused processors for features, integrations, global payments, and pricing. This guide covers the 10 best payment processors for hotels in 2025, who they fit, and pricing expectations.
Payment Processor Cost Overview
Below is a quick snapshot of typical subscription and fee models you can expect from hospitality payment providers.
The values in the table below are estimates. Actual costs depend on transaction volume, payment mix, contract terms, and country. Always confirm rates and fees with each provider.
| Payment processor | Basic subscription | Typical transaction fees |
|---|---|---|
| Mews Payments | Custom pricing linked to Mews PMS | Varies by region and volume |
| Epos Now | $39/mo software; $79/mo hardware+software | Processor fees vary by acquirer |
| Worldline Hospitality Suite | Custom enterprise pricing | Custom, often volume based |
| Tab | No setup or monthly fees | Competitive FX and per transaction charges |
| KosiPay | Custom pricing for Africa/Middle East | Cross border fees vary by corridor |
| PayPal | No monthly fee for standard accounts | Typically 2.9% + $0.30; higher for international |
| Airplus | Custom corporate solutions | Custom corporate card pricing |
| Stripe | No monthly fee (pay as you go) | Typically 2.9% + $0.30; custom for enterprise |
| Novalnet | Custom EEA pricing | Volume and method dependent |
| SecurePay | Custom enterprise deployments | Custom; focused on high security settlement |
1. Mews Payments - Best for unified hotel payments
Mews Payments is built specifically for the hospitality ecosystem and tightly integrated with the Mews PMS. Its design supports payments at multiple guest touchpoints: online bookings, pre authorization at check in, automated folio settlement at check out, and mobile self checkout.
The platform supports cards, local e wallets, and mobile wallets and adds automation to reduce manual reconciliation. Because it is embedded into the PMS, transaction data flows into reservations, billing, and reporting without duplicate entry.
Ideal for hotels already using Mews or planning a unified cloud stack. Pricing is typically quoted based on property size and transaction volume.
2. Epos Now - Best for front desk and venue payments
Epos Now provides a versatile point of sale that adapts to hotels with F B outlets, bars, spas, and front desk payments. The system combines booking and POS features so small hotels can manage room charges and outlets in one place.
Hardware bundles or software only subscriptions are available which makes it easy to start: software-only plans begin around $39 per month while hardware packages start near $79 per month. Payment processing rates depend on the merchant acquiring partner chosen.
Good fit for independent hotels and small groups that want an all-purpose POS linked to payments and inventory.
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3. Worldline Hospitality Suite - Best for centralized omni channel payments
Worldline’s Hospitality Suite targets medium and large hotels that need centralized payment orchestration across reservations, front desk, POS, and web channels. The suite emphasizes compliance, centralized reporting, and multi currency settlement.
Worldline integrates with major PMS platforms and offers enterprise grade settlement and reconciliation tools, making it easier to manage payouts across markets and properties.
Best for multi property groups and branded hotels that need a single vendor to handle global card acquiring and payment reporting. Pricing is customized by scope and transaction volume.
4. Tab - Best for international and high risk tourism payments
Tab focuses on tourism and travel businesses that need to accept many currencies and manage FX and compliance for international guests. It supports over 40 currencies and automates foreign exchange and payouts into local bank accounts.
Tab advertises no setup, monthly, or hidden fees and free local currency payouts, which can be attractive for remote lodges, tour operators, and hotels serving international clients. Integrations exist for popular booking platforms and management systems.
Ideal for properties with high proportions of overseas guests or operations in high risk tourism segments. Expect competitive per transaction and FX pricing rather than a fixed monthly plan.
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5. KosiPay - Best for Africa and Middle East cross border settlement
KosiPay is designed to help merchants in Africa and the Middle East accept global card payments while receiving settlements in regional currencies. It solves common cross border payout challenges and reduces dependency on foreign bank rails.
Hotels and booking platforms benefit from local currency settlement, simplified merchant onboarding, and integrations with regional travel sellers. Pricing is tailored to corridors and volumes, making KosiPay a practical option for properties whose demand comes from international markets but who need local currency liquidity.
6. PayPal - Best for online bookings and guest wallet payments
PayPal remains a widely recognized digital wallet that many guests trust. It is easy to add to a hotel booking flow and lets guests pay using their PayPal balance, stored cards, or instant bank options in supported countries.
PayPal is convenient for direct bookings and third party integrations, though card and international fees can be higher than some dedicated acquirers. Standard fee structures are published publicly and are typically around 2.9% + $0.30 for domestic card transactions with higher rates for international and premium card types.
Best for hotels that want a familiar checkout option for online reservations and guest prepayments.
7. Airplus - Best for corporate travel and business payments
Airplus specializes in corporate travel payment solutions and administrative tools for managing business traveler spend. Hotels that host many corporate guests can leverage Airplus for streamlined billing, central invoicing, and consolidated account management.
The platform integrates with hotel systems to match corporate folios to company accounts and simplify reconciliation for travel managers. Pricing and contractual terms are negotiated for corporate programs.
Ideal for business hotels, conference centers, and properties with large corporate client bases that need corporate card acceptance and automated reporting.
8. Stripe - Best for developer friendly, flexible payments and fraud tools
Stripe is popular for its robust developer APIs, global payment method support, and advanced fraud prevention tools. Hotels can use Stripe for online bookings, in person payments, and to power payments for third party experiences like spas or tours.
Stripe’s out of the box rates are pay as you go with no monthly fee in many markets and published rates around 2.9% + $0.30 for card transactions. Larger hotels and chains can negotiate custom pricing and dedicated onboarding for enterprise features like multi currency reporting and reconciliation.
Best for tech forward hotels, direct booking engines, and properties that want a modern payments stack with rich tooling.
9. Novalnet - Best for EEA compliance and regulated environments
Novalnet is a licensed payment institution operating across the European Economic Area offering payment processing, risk management, and recurring billing features. Its regulatory oversight makes it suitable for hotels needing strong compliance and local acquiring in Europe.
Novalnet supports card and alternative payments, subscription billing, and fraud prevention. Pricing is typically tailored to the merchant and includes components for acquiring, processing, and optional value added services.
Good fit for European properties that require an EEA licensed partner and integrated reconciliation tools.
10. SecurePay - Best for high security settlement and blockchain enabled payments
SecurePay focuses on security, settlement efficiency, and resistance to intermediary collusion by combining permissioned ledger technology with modern settlement rails. It is aimed at organizations that require auditable settlement and enhanced counterparty controls.
For hotels, SecurePay can be attractive where high integrity of funds movement and sophisticated auditing are priorities, for example in large groups, marketplace models, or where CBDC pilots are active. Integration and pricing are enterprise grade and customized to deployment.
Choose SecurePay if you need next generation settlement guarantees and are prepared for enterprise implementation.
Conclusion — Selecting the right processor for your hotel
There is no single best payment processor for every hotel. Match your choice to your guest mix, property footprint, integration needs, and tolerance for contract complexity. Small independents benefit from simple pay as you go options while larger groups need centralized acquiring and reconciliation.
On every vendor demo confirm supported payment methods, integration with your PMS and booking engine, dispute and chargeback workflows, multi currency settlement, and the full fee schedule including FX and payout charges.
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