MassMutual

Massachusetts Mutual Life Insurance Company, commonly known as MassMutual, is a leading American life insurance company founded in 1851. With a rich history spanning over 170 years, MassMutual has consistently focused on helping individuals secure their financial futures and protect their loved ones.

Operating as a mutual company, MassMutual is owned by its policyholders rather than external shareholders. This allows the company to prioritize the long-term interests of its members, policyowners, and customers.

MassMutual offers a diverse range of financial products and services including life insurance, disability income insurance, long-term care insurance, and annuities. These offerings provide comprehensive protection and financial security at various life stages.

Investment and Retirement Services

In addition to core insurance products, MassMutual has expanded to include investment management and retirement planning. Through strategic acquisitions such as Oppenheimer Management Corporation in 1990 and David L. Babson & Co. in 1995, the company has enhanced its asset management and retirement solutions capabilities.

Financial Strength Ratings

MassMutual's commitment to financial strength is reflected in its consistently high ratings from major agencies. As of March 1, 2025, it holds:

• A++ (Superior) rating from A.M. Best
• AA+ (Very Strong) rating from Fitch Ratings
• Aa3 (High Quality) rating from Moody’s Investors Service
• AA+ (Very Strong) rating from S&P Global Ratings

Locations

The company operates across the United States with offices in key cities, enabling it to serve a broad customer base. These locations include:

• Boston, MA
• Fort Lee, NJ
• Cambridge, MA
• Springfield, MA
• Hartford, CT

Company Mission

MassMutual's dedication to mutuality and long-term financial security underscores its mission to help people secure their future and protect the ones they love.

By providing a comprehensive suite of financial products and services, the company continues to uphold its founding principles while adapting to the evolving needs of its clients.