Enterprise Bank and Trust

Enterprise Bank & Trust, headquartered in Clayton, Missouri, is a financial institution dedicated to serving the lifetime financial needs of its clients. Established in 1988, the bank focuses on empowering privately held businesses and assisting families in securing their financial futures.

The bank also invests significantly in community development to promote overall growth and prosperity.

Services Offered

Enterprise Bank & Trust provides a comprehensive suite of services including business banking, personal banking, wealth management, and specialized banking solutions. Business banking services include:

• Commercial and industrial lending
• Commercial real estate financing
• Construction and development loans
• Small Business Administration (SBA) lending
• Cash management solutions
• Business deposit accounts

Personal banking services feature checking and savings accounts, money market accounts, certificates of deposit, consumer lending, and mortgage services.

Wealth management services are provided through Enterprise Trust and cover financial planning, estate planning, investment management, trust services, retirement plan services, and institutional services.

Specialty Banking Services

Specialty services offered include third-party escrow, community association (HOA) services, property management, and SBA lending. These cater to unique clients such as real estate professionals, nonprofit organizations, and retirement plans.

Financial Overview as of December 31, 2024

The bank reported total assets of approximately $15.57 billion, up from $14.49 billion the previous year. Its loan portfolio stood at $11.08 billion, with deposits totaling $13.28 billion. Equity capital was $1.82 billion.

Enterprise Bank & Trust maintains a strong financial position, highlighted by an A+ health rating from BauerFinancial.

Locations and Presence

Enterprise Bank & Trust operates over 40 branch offices across several states:

• Arizona
• California
• Florida
• Kansas
• Missouri
• Nevada
• New Mexico
• Colorado
• Illinois
• Indiana
• Massachusetts
• Michigan
• Ohio
• Oregon
• Texas
• Utah
• Washington

Key Locations include St. Louis, MO, USA and Santa Fe, NM, USA.

Community Engagement in St. Louis

In the St. Louis region, the bank has donated over $790,000 to charitable causes in 2021 and supported 241 local companies to promote economic development and philanthropy.

Since 2003, Enterprise Bank & Trust has offered Enterprise University, a no-cost business education program for St. Louis business owners and their employees, with more than 2,400 attendees since 2019.

Commitment

Overall, Enterprise Bank & Trust is committed to providing personalized financial services tailored to the unique needs of its clients. The bank fosters strong relationships and contributes actively to the economic development and well-being of the communities it serves.