Capitalone

Capital One Financial Corporation, established in 1994, is a diversified banking institution headquartered in Tysons, Virginia. It offers a comprehensive suite of financial products and services, including credit cards, auto loans, banking, and savings accounts.

As of 2024, Capital One ranks as the ninth-largest bank in the United States by total assets, with approximately 52,000 employees.

Credit Cards

Capital One is a leading issuer of credit cards, offering a variety of options tailored to different customer needs. Their portfolio includes cash back rewards, travel rewards, and business credit cards, catering to individuals with excellent to fair credit levels.

The company has been instrumental in pioneering the mass marketing of credit cards since the 1990s.

Banking Services

Beyond credit cards, Capital One provides a range of banking services.

• 360 Checking® accounts offer fee-free banking accessible 24/7.
• 360 Performance Savings™ accounts provide competitive rates with no fees.
• 360 CDs® offer fixed-rate savings over set terms.
• Kids Savings Accounts are designed for children.

Auto Loans

Capital One is one of the largest car finance companies in the United States, offering auto loans and refinancing options.

Their Auto Navigator platform allows customers to shop for cars, pre-qualify for loans, and refinance existing auto loans with ease.

Capital One Cafés

In addition to traditional banking services, Capital One has introduced Capital One Cafés—community spaces that blend banking with a café experience.

These locations offer craft coffee, snacks, free Wi-Fi, and access to banking services. Cafés are designed to be welcoming environments for both customers and non-customers, fostering community engagement.

Recent Developments

In May 2025, Capital One completed the acquisition of Discover Financial Services, creating the largest credit card issuer in the U.S.

This strategic move aims to enhance consumer benefits, increase merchant acceptance of Discover cards, and bolster competition in the payments industry.

Locations

Capital One operates across the United States, Canada, and the United Kingdom.

Its major U.S. offices include:

• San Francisco, CA, USA – located in the South of Market district, providing a flexible work environment with easy access to public transportation and local amenities.
• Austin, TX, USA
• Houston, TX, USA
• NYC, NY, USA
• Chicago, IL, USA
• Atlanta, GA, USA

Overall, Capital One continues to innovate in the financial services sector, offering a diverse range of products and services designed to meet the evolving needs of its customers.